Money Matters

When to Use the Credit Card

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The single woman should only use her credit card when she does not need to use it.  Now, I know that sounds like an oxymoron.  But, using the credit card recklessly makes the single woman a moron.  Sound a bit harsh?  Well, here are the two choices.  You can either your credit card to your advantage [...]

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Credit Cards vs. Debit Cards

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Credit cards are a necessity if you want to build credit.  Debit cards are a must if you want to control your money flow.  So, here are a few things every single women who wants to DIY to get spending and credit under control. First of all, the most important thing any single woman needs [...]

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Coupons for Groceries and More

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Coupons for groceries are everywhere.  Use them.  I’m not suggesting you become obsessed with them.  Just use them when you can.  You can put the savings into that savings account you should have opened by now. Okay, so here’s the thing.  You don’t want to be your mother.  You don’t want to become the lady at [...]

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Credit Cards Are a Necessity

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Do not freak out.  Credit cards are a necessity if you are a single woman who needs to build or rebuild credit.  However — and that is one big HOWEVER — they should be used to build your credit score, not to buy everything you see or think you want.  Three things every single woman [...]

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Best Savings Account for the Single Woman

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The best savings account for the single woman is her savings account.  It is really that simple.  Assuming that as a single woman who is young and just starting out on life’s adventure, it is important to have a nest egg.  For other single women who may be divorced, the crunch of financial strain may have hit [...]

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Why Open a Plain Ol’ Savings Account

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Why is the first suggestion in financial and money matters to open a plain ol’ savings account?  Yeah, I’m talking about one of those passbook savings accounts that most of us had as a child. The reason for any beginning savings plan is to build up an emergency fund.  Of course, every single woman knows [...]

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Have a Back-up Plan

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There has never been a better time to start a back-up plan.  Remember, every single woman needs to open a savings account and begin a regular savings plan. Even if you have a good job that you really enjoy, consider taking a course or two in another field of interest.  Or, start your own business.  [...]

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Money Won’t Buy Happiness?

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“Money won’t buy happiness.”  How many times have we heard that one?  Well, there is some truth to it, but I am going to be totally honest will all the single women.  I have never been happy — or, at least, stress-free— when I didn’t have any. Of course, if you listen to those people [...]

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Savings Accounts for Emergency Funds

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Well, this is step #2.  If you have not opened a savings account, do it now before you read on.  This article will be here when you get back from the bank. Goals for Emergency Funds Savings Accounts There are a few easy steps to creating an emergency fund. Begin by saving $1000.  For some [...]

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Open a Savings Account

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Okay, so no one talks about plain old savings accounts any more.  But, if you are a single woman and plan to be a DIY-er, it is time to open a savings account.  If you have one already that is great.  Open another one.  It would be terrific to find a high interest savings account, but [...]

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